AW “Chip” Stites Mr. Stites spent almost forty years in the financial services industry. A licensed Registered Investment Advisor and a Certified Financial Planner® for over two decades, he taught the Dale Carnegie Course for five years and has been on the radio for a decade. Mr. Stites, his wife Shonna, and their dog Frankie moved to Central Italy, where they live. Their move resulted from a desire to travel less expensively and live on 50% less than they spent in the US. Italy affords that! He has created all his businesses by going door to door, starting in the insurance industry, and then realizing the need for sound financial advice; he started his own financial services businesses the same way. He has managed up to $100 million of client assets and had fiduciary oversight of $700 million. In almost forty years in the industry, Mr. Stites had no complaints. In 2008 his average client lost 10.8% and had their money back the following year! He and his wife are currently writing a book about the process of retiring successfully. He teaches investment management in retirement and the process of successfully retiring. He has a website: www.thelaughingretirement.com, A FB page as The Laughing Retirement and a private FB group for interested parties called The Laughing Retirement Community.